Prior to euclidPay, processing payments in ClearVantage required you to have a dedicated merchant account (e.g., from your bank or a merchant provider like CyberSource) and a separate gateway account (e.g., PayPal, Authorize.net, etc.). With euclidPay, you no longer need a merchant account or a gateway account. Rather, credit and debit cards are processed directly through euclidPay, saving your organization money while providing great features not available from external gateways. euclidPay is built on the powerful and PCI-certified payment processing backbone of Euclid's parent company, Fullsteam. Fullsteam is a payment processing company that specializes in simplifying, streamlining and reducing the costs of credit card processing by directly integrating its processing technology into software like ClearVantage. Fullsteam has extensive experience in payment processing and is listed as a certified processor on the PCI Council's website. euclidPay and Fullsteam are PCI certified.